Australia’s sleepy wills and estates industry is facing unprecedented disruption from law tech start-ups and litigation funders hoping to cash in on a looming $5.4 trillion inheritance transfer, as the asset-rich Baby Boomer generation begins passing on its wealth.

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JustFund, which began by lending to those who couldn’t afford the upfront costs of a divorce, has recently expanded into estate law, offering loans to cover the fees executors face, as well as advances for beneficiaries looking to get their inheritance early.